No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado, Minnesota and the Washington, D.C. area. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado, Minnesota, and Washington, D.C. today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

The Rules When Buying a Negative Cash Flow Property

Filed in General by on April 24, 2015 0 Comments
The Rules When Buying a Negative Cash Flow Property

Sometimes buying a property that has negative cash flow makes a lot of sense. This is especially true in the commercial space, but there could be big upsides in houses too. At first, I would tell you not to speculate and only buy a negative cash flow deal if you are confident you can change […]

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PFG announces Expansion into Greater Washington DC Metro

Filed in General by on March 19, 2015 0 Comments
PFG announces Expansion into Greater Washington DC Metro

DENVER, Colorado March 19, 2015 – Pine Financial Group, Inc., with offices in Denver, CO and Minneapolis, MN, announced today their expansion into the Greater Washington, D.C. Metro market. First established in Denver, CO in 2008, Pine Financial Group, Inc. has grown into the premier hard money lender in Colorado and Minnesota. Pine Financial Group, […]

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Strategic Tax Write-Offs

Filed in General by on February 24, 2015 0 Comments
Strategic Tax Write-Offs

Do you want to eliminate taxes or invest in real estate? (I am not a CPA and I am not giving tax advice. You should consult with your CPA AND loan originator before making any tax planning decisions) Does it really have to be a choice? We have all been taught to do the best […]

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Market Update

Filed in General by on February 13, 2015 0 Comments
Market Update

Good economic news continued this month.  The economy, overall, has really performed well, bringing housing along for the ride.  Jobs, income levels and oil prices played major roles in the consumer sentiment index, reaching its highest level in a decade.  Another piece that has really helped our strong economy is the Government competing with itself.  […]

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The Worst Goal You Can Make: A Lesson from a Professional Investor

Filed in General by on February 2, 2015 0 Comments
The Worst Goal You Can Make: A Lesson from a Professional Investor

Stephanie and I were having the time of our lives.  We were young, recently dating and had similar interests.  She and I went into business together and quickly became what others saw as “successful real estate investors.”  Other investors in our community looked up to us because we were buying a lot of houses.   This […]

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