No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Invest in mortgages backed by real estate in Colorado or Minnesota and take advantage of today’s bargains in real estate

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado and Minnesota. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Private Lending: Do you want to invest in real estate without any of the work and very little risk? Do you have a line of credit or cash not working for you? If you are not happy with your investments you are missing out on easy profits. Pine Financial Group, Inc can help you loan your money to real estate investors, helping you limit your risk and maximize your returns. Be sure to get our free special report.

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado and Minnesota today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

Market Update

Filed in General by on August 27, 2014 0 Comments
Market Update

Overall, there are a lot of positives in our current economy.  The Fed met shortly after it was announced that GDP grew 4% last quarter and shared that it feels confident.  The Fed minutes indicated that it could be possible to increase the pace of its policy changes.  I take that to mean the tapering […]

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Partners – Triumph or Tragedy? 2 reasons why you want them and 2 reasons why you don’t

Filed in General by on August 12, 2014 0 Comments
Partners – Triumph or Tragedy? 2 reasons why you want them and 2 reasons why you don’t

I have been part of and seen many great partnerships.  I have also seen and been part of some not so great partnerships.  What I have learned over the last 13 years in real estate is that partners are essential to success, but they can also single handedly derail your deals, your career, and your […]

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How to Increase Cash Flow on Your Rental Portfolio Using Private Money Lending

Filed in General by on July 30, 2014 0 Comments
How to Increase Cash Flow on Your Rental Portfolio Using Private Money Lending

How close to retirement are you?  Investors are usually much closer than they realize.  I want to touch on an investment strategy that is near and dear to me that might help you get there.  Who knows, maybe you are closer than you think. Several of our private money investors have used one simple strategy […]

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Market Update

Filed in General by on July 23, 2014 0 Comments
Market Update

This was a crazy month.  I read just as many articles that the market is great as I read that the market is sluggish.  Maybe I am a half full kind of guy, but everything that I can see in my business and with my clients is that the market is strong.  Both unemployment and […]

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Matching Your Financing To Your Exit Strategy: A horrible lesson from an experienced investor

Filed in General by on July 17, 2014 0 Comments
Matching Your Financing To Your Exit Strategy: A horrible lesson from an experienced investor

“I am stuck and can’t get out!!”   These are the words I heard from a veteran real estate investor when he made a mistake that altered his life.  This mistake did not take him down, but it sure made him lose sleep and a lot of money.  The mistake?  Putting a rent to own buyer […]

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