No down private money rehab loans to real estate investors to fix and flip or fix and hold

Borrow 90% of the purchase and close in days not weeks

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

A tool for commercial investors to purchase and stabilize commercial real estate before moving to your permanent loan

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group is the premier lender for real estate investors in Colorado, Minnesota, and Wisconsin. With an extensive background in alternative financing sources, Pine Financial Group has the expertise to help you get your deal closed.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market.  Investor need to get more creative as deal flow slows.  If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?  We don’t make money educating clients.  We make money doing deals and are happy to educate and support our clients along the way.  Lets face it.  We succeed when you succeed.

Here are just some of the ways we can help you make money in this business:

Rehab Loans: We have private money available to help you with your next rehab project.  We are one of few lenders that actually has a steady flow of private money that we give our clients access to. We can loan you the money to purchase and repair your next project.

Acquisition Loans: We are the fastest in the business.  Need to close in 2 days?  No problem.  Our 90% Acquisition Loan helps our clients secure deals for a fraction of the typical hard money cost and in days not weeks or months.

Commercial Loans: Do you have a distressed commercial project that you need to stabilize?  Our creative lending techniques help our real estate investor clients secure commercial projects, stabilize them so they can refinance into a bank loan.  In the world of commercial real estate sometimes one value add real estate deal can change your life forever.  Don’t loose a deal because I bank wants it stabilized before they will lend on it.

Flash Cash Loans: This is the perfect loan for real estate wholesalers.  We are happy to loan you money for a day or two so you can close on a deal that you are reselling to another real estate investor.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group keeps a pulse on the bank lending money and has relationships with several local portfolio lenders that we can refer.

Education and Consultations: All consultations are free if we are working on a loan together. We also offer multiple networking opportunities and no cost classes and webinars. Visit our events page for more information.  Getting educated is the first step to your success!

We want to be on your team and help you be successful.

Contact us today to find out how we can help.

Focus Is What Creates Wealth

Filed in General by on April 11, 2018 0 Comments
Focus Is What Creates Wealth

A few months ago, I wrote about the two driving forces in every decision we make. Each decision you make is based on your attempt to avoid pain or pursue pleasure. In many areas of our lives, pain seems more intense and therefore, most of us base our decisions trying to avoid pain. Take someone […]

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Five Keys to Real Estate Flipping Success

Filed in Fix and Flip by on March 13, 2018 0 Comments
Five Keys to Real Estate Flipping Success

Make your fortune in real estate. It is not that hard once you get the hang of it. Real estate flipping can be an extremely high paying career, but I see way too many people give up on it. The turnover in this industry is exceptionally high. I noticed the high turnover early on and […]

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How to Use Your Inner Voice to Reach Your Goals

Filed in General by on February 12, 2018 0 Comments
How to Use Your Inner Voice to Reach Your Goals

I recently wrote about pain and how beneficial pain is to your success. In that article, I mentioned that we all make decisions based on one of two driving forces, avoiding pain or pursuing pleasure. As most of us can relate to, pain from doing something we don’t want to do is far more intense […]

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Pain: How to Attract Success

Filed in General by on January 15, 2018 0 Comments
Pain: How to Attract Success

“Pain don’t hurt” or so says Dalton in the movie Road House.  I loved that movie and I love that quote.  The truth is pain does hurt, but the temporary and manageable hurt creates success! I had the most amazing experience last year at the Denver and Minnesota Success Summits.  For those of you that […]

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The Evolution Of My Investing Strategy

Filed in Investment Secrets by on December 11, 2017 0 Comments
The Evolution Of My Investing Strategy

Written by Justin Cooper: My investing strategy has evolved over time and I fully expect it to continue to evolve.  I think I got interested in investing back in 2003-2004.  I remember it well actually, and I could probably find the exact date.  I was working a regular W-2 job and occasionally I would put […]

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