No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Invest in mortgages backed by real estate in Colorado or Minnesota and take advantage of today’s bargains in real estate

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado and Minnesota. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Private Lending: Do you want to invest in real estate without any of the work and very little risk? Do you have a line of credit or cash not working for you? If you are not happy with your investments you are missing out on easy profits. Pine Financial Group, Inc can help you loan your money to real estate investors, helping you limit your risk and maximize your returns. Be sure to get our free special report.

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado and Minnesota today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

HUD Ending Temporary Waiver of 90 day Flipping Rule

Filed in General by on December 18, 2014 0 Comments
HUD Ending Temporary Waiver of 90 day Flipping Rule

Since 2003 there have been regulations set forth by HUD which prohibited using FHA-insured financing for properties that had been owned by the seller for less than 90 days. The goal of these regulations was to curb illegal home flipping, or selling homes with inflated values through mortgage or appraisal fraud. The economic and real […]

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5 Ways to Increase Rental Cash Flow

Filed in General by on December 12, 2014 0 Comments
5 Ways to Increase Rental Cash Flow

How would you like to give yourself a raise before the Holidays? Owning rental property is awesome for a lot of reasons, including the ability to literally give yourself more income.  Here are five strategies that work! Rent to Own This is hands down the best way to get the most cash flow out of […]

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Is Your Word Your Law? The Actual Blueprint to Success

Filed in General by on December 3, 2014 0 Comments
Is Your Word Your Law? The Actual Blueprint to Success

Do know anyone who never does what they say they will?  Are they successful or are they broke?  On the flip side, do you know someone who always does what they say?  They always return the phone call or the email and the take their commitments seriously?  One way to tell if someone is, or […]

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Market Update

Filed in General by on November 14, 2014 0 Comments
Market Update

There is plenty of positive economic news this month.  Because of the strength of our economy, the Federal Reserve made the formal announcement that it is ending QE3, the bond buying program that has helped keep interest rates low and stimulate the economy.   The program ended at the end of October.  This is a little […]

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Neighbors

Filed in General by on October 29, 2014 0 Comments
Neighbors

I was sitting in my office working on some deals when the phone rang.  My assistant put the caller on hold and let me know that it was one of my tenants.  It was in the middle of the month so that could only mean one thing… a problem.  This tenant lives in a 4plex […]

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