No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado and Minnesota. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado and Minnesota today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

3 Easy Ways Increase Business Cash Flow By Reducing Business Expenses

Filed in General by on December 7, 2016 0 Comments
3 Easy Ways Increase Business Cash Flow By Reducing Business Expenses

For some small business owners it is important that they try to keep expenses down.   Large overhead and lack of cash flow is the single biggest reason for business failure.   In times like this it is essential we do all way can to save money.  Here are 3 easy ways to save money in your […]

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Are You Treating Your Real Estate Investing As A Business?

Filed in General by on November 29, 2016 0 Comments
Are You Treating Your Real Estate Investing As A Business?

Although it is likely that no one will ever see it, it is essential that you create a business plan for your real estate business.  You are treating your real estate investing like a business aren’t you?  Just the process of putting the plan together is extremely valuable.  You will be forced to ask yourself […]

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Using Credit Partners

Filed in General by on November 21, 2016 0 Comments
Using Credit Partners

Sometimes you need partners to get deals done in this business.  We talk to people almost daily that want to get involved with real estate but do not have the resources to do it, especially as lending gets tighter.  Last year I wrote an article about using partners and how I see many partnerships created […]

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Multi-family vs Single-family: Which is Better?

Filed in General by on November 14, 2016 0 Comments
Multi-family vs Single-family: Which is Better?

It reminds me of the old Miller Lite commercials;  “Less Filling!”  “Tastes great!,”  the constant debate on what is a better investment, multifamily/small apartments or single family homes.  So where is the best place to put your hard earned profits?  I often think about where to put profits, and it is a big variable when […]

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Why Non-Conforming is a Risky Strategy

Filed in General by on November 7, 2016 0 Comments
Why Non-Conforming is a Risky Strategy

They are all over town, the investment properties that seem too good to be true when you run your numbers. This is not always the case, but usually there is a reason for the price. A property can be non-conforming for several reasons of which I explain below. Size – We normally see this with […]

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