No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado and Minnesota. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado and Minnesota today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

PORTFOLIO LENDERS: The scary truth about this necessary resource

Filed in General by on January 8, 2016 0 Comments
PORTFOLIO LENDERS: The scary truth about this necessary resource

Do you have aspirations of owning a real estate empire?  Do you dream about being able to retire and live the life of your dreams because you own rental property? If you are like me, you are counting on real estate to create the life you want to be living.  The problem though, you need […]

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MASTER LEASE: How to control millions in Real Estate with no money out of pocket

Filed in General by on December 8, 2015 0 Comments
MASTER LEASE: How to control millions in Real Estate with no money out of pocket

I was 25 years old and had a handful of rentals.  My goal was to buy as many rentals as I could and live off the cash flow.  For any of you that have tried this, you know that it almost never works that way.  Rentals are a great way to invest for your future, […]

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SIX WAYS TO FIND MOTIVATED SELLERS FOR FREE: How to find deals no one knows about without spending a dime!

Filed in Investment Secrets by on October 15, 2015 2 Comments
SIX WAYS TO FIND MOTIVATED SELLERS FOR FREE: How to find deals no one knows about without spending a dime!

“It takes money to make money” I am sure you have never heard that.  If I bought into this way of thinking, I would never be a real estate investor working the hours I choose to work.  I would not be able to travel or do what I want when I want.  I would likely […]

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Jefferson Park Home Market Getting a Bump – Pine Funds Construction

Filed in General by on August 18, 2015 0 Comments
Jefferson Park Home Market Getting a Bump – Pine Funds Construction

Jefferson Park is getting another 18 new townhomes. Dublin Development plans to start work this fall on a $6 million townhome project near 28th Avenue and Decatur Street in Jefferson Park. The 18-unit project, dubbed Twin 9s, is one of two the firm is currently pursuing in the busy market for new homes in the […]

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Why You Need Money with No Money Down Deals: The Ugly Truth

Filed in General by on August 14, 2015 2 Comments
Why You Need Money with No Money Down Deals: The Ugly Truth

Each night my phone would ring.  I was not that popular, so I knew exactly who was on the other line.  Even though I had no intention of answering the phone, my heart would start to beat faster and I got a real uneasy feeling in my gut.  The mortgage company was calling wondering why […]

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