No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Invest in mortgages backed by real estate in Colorado or Minnesota and take advantage of today’s bargains in real estate

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado and Minnesota. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Private Lending: Do you want to invest in real estate without any of the work and very little risk? Do you have a line of credit or cash not working for you? If you are not happy with your investments you are missing out on easy profits. Pine Financial Group, Inc can help you loan your money to real estate investors, helping you limit your risk and maximize your returns. Be sure to get our free special report.

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado and Minnesota today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

Buy a House and Leave Closing with a Check

Filed in General by on January 28, 2015 0 Comments
Buy a House and Leave Closing with a Check

The first time I did this I purchased a rental and left the closing with a check for $21,000. Things have changed a lot since I did this, and frankly the way I did it was reckless and not recommended.  With that said, there are a handful of savvy and safe ways to buy a […]

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Market Update

Filed in General by on January 23, 2015 0 Comments
Market Update

What a year!  Most everything I am reading is very positive about the close of the year and expectation for 2015.  On a real general level, it is safe to say we have recovered from the 2007-2008 crises we went through.  A recent revision of the Q3 2014 GDP numbers, a good gauge on the […]

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Tax Reform

Filed in General by on January 5, 2015 0 Comments
Tax Reform

Written by: Tracy Wilson Congress does not grasp basic fundamental business principals.  The unfortunate outcome is the real estate investor could suffer.  Below are five items impacting real estate that are on Congress’ chopping-block under the guise of tax reform: Home mortgage interest deduction or MID The maximum mortgage amount eligible for the MID would […]

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Reluctant Buyer: The power of “No”

Filed in General by on January 2, 2015 0 Comments
Reluctant Buyer: The power of “No”

I stood up and said, “Sounds like this is not going to be a good fit.  Thanks for inviting me over,” and I headed for the door.  I got about half way across the room when Andy said, “Wait! Come back and let’s see if we can work this out.” Twenty minutes later I walked […]

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HUD Ending Temporary Waiver of 90 day Flipping Rule

Filed in General by on December 18, 2014 0 Comments
HUD Ending Temporary Waiver of 90 day Flipping Rule

Since 2003 there have been regulations set forth by HUD which prohibited using FHA-insured financing for properties that had been owned by the seller for less than 90 days. The goal of these regulations was to curb illegal home flipping, or selling homes with inflated values through mortgage or appraisal fraud. The economic and real […]

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