No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Invest in mortgages backed by real estate in Colorado or Minnesota and take advantage of today’s bargains in real estate

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado and Minnesota. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Private Lending: Do you want to invest in real estate without any of the work and very little risk? Do you have a line of credit or cash not working for you? If you are not happy with your investments you are missing out on easy profits. Pine Financial Group, Inc can help you loan your money to real estate investors, helping you limit your risk and maximize your returns. Be sure to get our free special report.

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado and Minnesota today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

Short Slideshow of our Investor Success Summit

Filed in General by on April 9, 2014 0 Comments
Short Slideshow of our Investor Success Summit

Check out this shot video slideshow of a recent Investor Success Summit.  If you have not attended one of these you will see in the video why this is the must attend event in Denver.   The guys in the office gave me heck for my song choice but you have to watch the video to […]

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We are going to the beach

Filed in General by on April 7, 2014 0 Comments
We are going to the beach

  Here is a fun video of our team at the beach.  Check it out here.

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Valuing Your Investment: CMA Tips From an Appraiser

Filed in General by on April 1, 2014 0 Comments
Valuing Your Investment:  CMA Tips From an Appraiser

Comparative Market Analysis or CMAs are often utilized by investors to get an idea of what their investment will be worth after their proposed scope of work is completed.  CMAs should be an important tool in making smart investment decisions.  Too often there isn’t enough thought and attention put into them and appraisals come back […]

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Market Update

Filed in General by on March 25, 2014 0 Comments
Market Update

I mentioned at our last Denver Happy Hour that I read an article about Wells Fargo moving back into the Subprime Mortgage market.  A Wells Fargo spokesman disputed media reports that the company is entering the subprime market again.  This spokesman says that he would not consider them subprime mortgages, but they are clearly loans […]

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Lease Options For Loan Approval: How to Help Ensure Your Tenant Can Get Their Loan

Filed in General by on March 10, 2014 0 Comments
Lease Options For Loan Approval: How to Help Ensure Your Tenant Can Get Their Loan

Because homeownership is often less expensive than rent, we could see some of our rent-to-own tenant buyers start trying to execute their options.  If you don’t have tenant buyers, you may want to consider using them for your rental property.  You will generally get more rent and less hassle.  In my experience, less than 20% […]

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