No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado and Minnesota. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado and Minnesota today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

How to Conquer Fear for Good

Filed in General by on September 19, 2016 0 Comments
How to Conquer Fear for Good

THE ONLY SUREFIRE WAY TO STOP FEAR FROM STOPPING YOU: “FEAR!”  That is the answer I get 9 ½ times out of 10 when I ask someone what is stopping them from reaching their goals in real estate.  Why are you letting the fear stop you?  “I don’t know” is the typical response.  The answer is […]

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Your Big Why and Planning the Future

Filed in General by on September 12, 2016 0 Comments
Your Big Why and Planning the Future

A while back at an event I got the opportunity to sit across from a couple of brand new investors.  As I usually do, I asked them what they were investing in; they admitted that they were newbies and weren’t really sure where to begin.  We discussed their level of knowledge and expertise, and I […]

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Should Long Term Real Estate Investors Focus On Cash Flow or Growth?

Filed in General by on September 6, 2016 0 Comments
Should Long Term Real Estate Investors Focus On Cash Flow or Growth?

There are really two sides or two strategies to this debate.  I lean one way for sure and will explain why but, I am also open about this and understand that other people have goals and strategies that differ from my own.   In this article I want to briefly talk about both strategies and then […]

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The Power of Momentum

Filed in General by on August 29, 2016 0 Comments
The Power of Momentum

3 Steps That Will Guarantee Your Success I am a big football fan.  I watch every Bronco game, and the one thing that really stands out to me week after week is that momentum can often times win or lose a game.  When a team can get the momentum on their side and stay motivated […]

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Cash on Cash Return & Return on Investment

Filed in Deal Analysis, General by on August 22, 2016 0 Comments
Cash on Cash Return & Return on Investment

What Is The Difference and Which One is Better?​ How do you compare two investment properties side by side to determine which is the best investment for your hard earned dollars? The answer to this question is likely very complicated because there is a lot that goes into an investment decision. When I look at […]

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