No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado and Minnesota. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado and Minnesota today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

Three Ways To Be More Productive

Filed in General by on January 17, 2017 0 Comments
Three Ways To Be More Productive

How To Make More Money In Less Time: As we head into the New Year, most people are focusing on goals and resolutions.  It is such a fun time to look forward with a lot of optimism.  Often time’s goals have to do with money. Of course we would like to make more and more […]

Continue Reading »

How to Handle Your Tenant Showing Appointments

Filed in General, Just For Landlords by on January 9, 2017 0 Comments
How to Handle Your Tenant Showing Appointments

In the past we have talked about ways to locate potential tenants or tenant buyers and what to say to them on the first phone call.  Today, we are going to talk about showing the property to the potential tenant and getting a deposit to hold the home for them.  This step in the process […]

Continue Reading »

Sure Fire Tenant Screening

Filed in General, Just For Landlords by on December 27, 2016 0 Comments
Sure Fire Tenant Screening

Aside from negotiating and sales, tenant screening is the most profitable skill a landlord can have.  Why do I say that?  Because if you don’t screen tenants you won’t have a profit.  This month we are going to discuss how to properly screen a tenant.  I have purchased several homes from beat up and tired […]

Continue Reading »

The Choices We Make

Filed in General by on December 13, 2016 0 Comments
The Choices We Make

I was teaching a class on Lease Options a while back and one gentleman was asking me why someone would ever sell a house on a Lease Option.  As I was answering he said, “but…”  and then I answered his new questions and he said, “but…”.  My daughter does this same thing.  What he and […]

Continue Reading »

3 Easy Ways Increase Business Cash Flow By Reducing Business Expenses

Filed in General by on December 7, 2016 0 Comments
3 Easy Ways Increase Business Cash Flow By Reducing Business Expenses

For some small business owners it is important that they try to keep expenses down.   Large overhead and lack of cash flow is the single biggest reason for business failure.   In times like this it is essential we do all way can to save money.  Here are 3 easy ways to save money in your […]

Continue Reading »