No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado, Minnesota and the Washington, D.C. area. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado, Minnesota, and Washington, D.C. today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

ANALYZING A POTENTIAL DEAL: Why ROI is Not the Only Variable to Consider

Filed in General by on July 9, 2015 0 Comments
ANALYZING A POTENTIAL DEAL: Why ROI is Not the Only Variable to Consider

Would you be happy if you found an investment that would return 40% a year? Most investors would say yes to this question.  Now, does your opinion change if the chances of you losing your money were 50%? What if the investment size offered was only $5,000 but you had $500,000 to invest? Often when […]

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Niche

Filed in General by on June 30, 2015 0 Comments
Niche

Do you want to know one surefire way to fail at your goals?  This is something I learned in business a long time ago, the hard way.  Actually, I learned a lot of things the hard way, but this one sticks out to me because I was warned about it and still made the mistake. […]

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Six Questions to Ask Yourself Before you Hire a Property Manager

Filed in General by on June 11, 2015 0 Comments
Six Questions to Ask Yourself Before you Hire a Property Manager

Being a landlord can be an agonizing and very rewarding business. I have been a landlord for over 14 years and currently have 55 rental units. I happen to love it, but it is not all roses all the time. Surprisingly, being a landlord is not that tough and you can manage many units without […]

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3 Ways to Find Motivated Sellers on a Shoe String Budget

Filed in General by on May 20, 2015 0 Comments
3 Ways to Find Motivated Sellers on a Shoe String Budget

“Sorry Ryan.  I know it will be fun, but I can’t go because I don’t have the money.” This was a response to my friends that was far too common.  It was about 14 years ago when I was trying to break into the real estate industry.  I was working my way through college, trying […]

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The Rules When Buying a Negative Cash Flow Property

Filed in General by on April 24, 2015 2 Comments
The Rules When Buying a Negative Cash Flow Property

Sometimes buying a property that has negative cash flow makes a lot of sense. This is especially true in the commercial space, but there could be big upsides in houses too. At first, I would tell you not to speculate and only buy a negative cash flow deal if you are confident you can change […]

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