No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado and Minnesota. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado and Minnesota today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

Wholesaling Horror Stories

Filed in General by on May 23, 2016 0 Comments
Wholesaling Horror Stories

A couple months ago I had a client bring me a deal to fund. He was pursuing a wholesale deal and the precursory buy/sell figures looked great. I started building his file, which I anticipated to be a no money down deal with a fast close in 2 weeks. Then, he sent me the contract. […]

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Lessons From A Bull Rider: How Riding Bulls Helped Me Become A Better Real Estate Investor

Filed in General by on May 16, 2016 1 Comment
Lessons From A Bull Rider: How Riding Bulls Helped Me Become A Better Real Estate Investor

In the 18 years of my life, my heart has never pounded so hard. I was behind the bucking chutes in Greeley Colorado, at the high school state finals rodeo. It was the middle of the day, but it was dark out. There was a chill from the storm coming in and the rain was […]

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An Important Lesson from a Class of 7 Year Olds

Filed in General by on May 10, 2016 0 Comments
An Important Lesson from a Class of 7 Year Olds

Recently I went to my daughter’s end of school year play.  She was so excited for me to come and for good reason.  It was clear that the kids worked really hard and they put on a fantastic show.  I must say that I was pleasantly surprised. There was a lot more to the show […]

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Double Closing a Short Sale

Filed in General by on May 4, 2016 0 Comments
Double Closing a Short Sale

Of course I need to start by admitting that I am not an attorney even though I did almost go to school to become one.  Because I am not an attorney I am not giving legal advice and urge you to get your advice from someone qualified.  This article is only based on my understanding […]

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Why You Need Money with No Money Down Deals: The Ugly Truth

Filed in General by on April 27, 2016 2 Comments
Why You Need Money with No Money Down Deals: The Ugly Truth

Each night my phone would ring.  I was not that popular, so I knew exactly who was on the other line.  Even though I had no intention of answering the phone, my heart would start to beat faster and I got a real uneasy feeling in my gut.  The mortgage company was calling wondering why […]

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