No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado and Minnesota. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado and Minnesota today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

Double Closing a Short Sale

Filed in General by on May 4, 2016 0 Comments
Double Closing a Short Sale

Of course I need to start by admitting that I am not an attorney even though I did almost go to school to become one.  Because I am not an attorney I am not giving legal advice and urge you to get your advice from someone qualified.  This article is only based on my understanding […]

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Why You Need Money with No Money Down Deals: The Ugly Truth

Filed in General by on April 27, 2016 0 Comments
Why You Need Money with No Money Down Deals: The Ugly Truth

Each night my phone would ring.  I was not that popular, so I knew exactly who was on the other line.  Even though I had no intention of answering the phone, my heart would start to beat faster and I got a real uneasy feeling in my gut.  The mortgage company was calling wondering why […]

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I’M A MILLIONAIRE…IT’S NOT ALL IT’S CRACKED UP TO BE

Filed in General by on April 14, 2016 0 Comments
I’M A MILLIONAIRE…IT’S NOT ALL IT’S CRACKED UP TO BE

This month my wife and I hit a pretty major goal, we became millionaires.  Yes, millionaires! How was this determined, you ask?  Through www.mint.com; which we use to track our budget and net worth.  This month the update email came through with the following first line: Your Monthly Financial Summary Tuesday, March 1, 2016 – […]

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4 Ways To Buy Rentals With No Down Payment

Filed in General by on April 7, 2016 0 Comments
4 Ways To Buy Rentals With No Down Payment

I got home from a party at about 3:00 am hungry for some leftover chicken wings, so I threw them in the microwave and sat in front of the TV to enjoy my snack.  I was 20 years old at the time and already thinking about being a real estate investor when the King of […]

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Picking a Coach or Mentor

Filed in General by on March 31, 2016 0 Comments
Picking a Coach or Mentor

As we go though our goals, many of us will start looking for help accomplishing those goals.  Many times, that comes down to educating ourselves.  Coaches and mentors are great for that, but that is not the real benefit of a coach.  They are much better for accountability.  Learning enough about real estate is not […]

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