No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado and Minnesota. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado and Minnesota today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

Following Up on Seller Leads

Filed in General, How to Find Deals by on July 25, 2016 0 Comments
Following Up on Seller Leads

How would your life change if you were able to convert ten percent more of your leads into deals?  It is easy to do and you are already spending money to generate those leads so why not take full advantage?  Having a follow up system or tickler system in your real estate investing business is […]

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Do You Know the Different Between Cash Flow and Profit?

Filed in General by on July 18, 2016 0 Comments
Do You Know the Different Between Cash Flow and Profit?

WHY MILLIONAIRES GO BANKRUPT “That is exactly why we cannot loan you the money you need,” I said in response to a potential client explaining to me that he has over $20,000 a month going through his account. Cash is king.  If you have it, you stay in business.  If you don’t… you don’t.  A […]

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How to Write Your Offers as a Wholesaler

Filed in General by on July 11, 2016 0 Comments
How to Write Your Offers as a Wholesaler

The biggest mistakes I see beginning wholesalers make is the way they write their contracts.  It is very important that you know what your exit strategy is before you make your offers.  If your plan is to wholesale it, you need to be much more careful with your offer. A wholesaler is typically someone that […]

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Top 5 Money Making Tips For Landlords

Filed in General, Just For Landlords by on July 5, 2016 0 Comments
Top 5 Money Making Tips For Landlords

I am a big fan of holding property with a long horizon.  Whether you like rentals or not, it is one investment, that given enough time, will always produce for you.  There are limited amounts of it, and people need a place to live.  All real assets will do well over time, which is why […]

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Getting Out Of Your Business: How to Work ON it Not IN it

Filed in General by on June 27, 2016 0 Comments
Getting Out Of Your Business: How to Work ON it Not IN it

I think that most small business owners, especially real estate investors, have a real hard time with this.  I am no exception.  Learning how to work on your business and actually staying consistent doing it is a constant challenge.   Of course the idea here is scalability.  Specifically real estate investors can scale up if they […]

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