No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado and Minnesota. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado and Minnesota today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

Zillow Takes Aim at Small Investors

Filed in General by on October 11, 2017 0 Comments
Zillow Takes Aim at Small Investors

This is a little different type of article than I typically write but I found this interesting and wanted to share.   A few months ago, Zillow announced its Instant Offers program, which basically allows sellers to get offers on their homes within two days from institutional investors.  These investors are highly qualified buyers and close […]

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Three Ways To Increase Property Values

Filed in General by on September 13, 2017 0 Comments
Three Ways To Increase Property Values

Real estate investors live and die by their ability to add value. With no added value, there are no profits. This is true with any business, but what makes real estate such a great business and a great investment, is the number of ways you can add value and cash in on big profits. Here […]

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Investment Criteria of a Beginning Real Estate Investor

Filed in General by on August 9, 2017 0 Comments
Investment Criteria of a Beginning Real Estate Investor

Focusing on property features alone is a quick way to the grave of your real estate career.  I think this is an easy concept to grasp, but it does come up, so I wanted to share how I feel about what variables an investor should focus on to make solid buying decisions.  Mistakes are made […]

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Relationships with a Portfolio Lender: How Important Is It?

Filed in General by on July 13, 2017 0 Comments
Relationships with a Portfolio Lender: How Important Is It?

Do you have aspirations of owning a real estate empire?  Do you dream about being able to retire and live the life of your dreams because you own rental property? If you are like me, you are counting on real estate to create the life of your dreams.  The problem though, to really create passive […]

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4 Easy Ways to Increase Profits and Your Rentals

Filed in General, Just For Landlords by on June 15, 2017 0 Comments
4 Easy Ways to Increase Profits and Your Rentals

Cha-Ching!  It’s the first week of the month and time to cash these checks. It is not always easy, but I love owning rentals; especially now when rents are through the roof.   The challenge now is finding property to buy.  If you were lucky enough to pick up a few properties the last few years […]

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