No down private money rehab loans to real estate investors to fix and flip or fix and hold

Investors can leverage into one or more properties while using a tax shelter to avoid paying taxes on gains

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group, Inc is the premier lender for real estate investors in Colorado and Minnesota. With an extensive background in alternative financing sources, Pine Financial Group can help you close your next deal.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market. Rates are down and home prices are down, but how do we take advantage if we can’t get loans? If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?

Here are just some of the ways we can help you make money in this business:

Rehab loans: We have private money available to help you with your next rehab project. We are one of very few fully licensed and insured companies lending in Colorado and Minnesota today. We are also one of even fewer that actually has a steady flow of money to loan out. We can loan you the purchase price plus loan you the money for the repairs on your next project.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Conventional Loans: Because of the current lending environment we are no longer offering conventional loans. We do have a solid network of conventional lenders and would be happy to give you a referral. Please contact our office for assistance.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group, Inc has relationships with several local portfolio lenders that we can refer.

Education and Consultations: Most consultations are free if we are working on a loan together. We also meet at least once per month and have FREE education classes. Visit our events page for more information.

We want to be on your team and help you be successful.
Contact us today to find out how we can help.

WHY NON-CONFORMING IS A RISKY STRATEGY

Filed in General by on May 15, 2017 0 Comments
WHY NON-CONFORMING IS A RISKY STRATEGY

My new tenant called me saying their mailbox was gone.  I could not understand, so I sent my maintenance guy out to put up a new box.  A week later the tenant called to tell me their mailbox was gone.  So I did what any reasonable landlord would do,  I put up another mailbox.  This […]

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Big Money Mindset

Filed in General by on April 19, 2017 0 Comments
Big Money Mindset

“It is just another zero….”  I laugh.  “What?” He asks.  “Wait… your serious?” I reply.  “Hell yes I am serious!!  Are you afraid of a zero?”  I could not respond. He got me.  I guess I was afraid of a zero.  Big profits scared me.  Was it the risk of the deal or the fact […]

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There Is No Try or Excuses: You Either Do or You Don’t

Filed in General by on March 15, 2017 0 Comments
There Is No Try or Excuses: You Either Do or You Don’t

It was a rainy and cold January morning.  I was wet and miserable, yet I was running in a formation at 6 in the morning chanting about killing the enemy.  Drill sergeants were yelling and screaming while people were falling out of formation, some to puke up the previous night’s dinner.  I did not dare […]

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Building Your Investment Team

Filed in General, Investment Secrets by on February 28, 2017 3 Comments
Building Your Investment Team

As you start your real estate investing business or continue to grow as an investor you will soon learn that building a solid team is a top priority.  Many people I talk to go to several seminars each year, are always reading a real estate investment book and flat out spend thousands on education trying […]

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Hiring a General Contractor: When You Should and When You Shouldn’t

Filed in Fix and Flip, General by on February 15, 2017 2 Comments
Hiring a General Contractor: When You Should and When You Shouldn’t

If you are a builder or Fix and Flipper, you have undoubtedly thought about whether or not to outsource the General Contractor (GC) role on your projects.  The obvious benefit to not hiring a GC is the money you will save, but what is the cost to save that money? A GC is someone that […]

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