No down private money rehab loans to real estate investors to fix and flip or fix and hold

Borrow 90% of the purchase and close in days not weeks

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

A tool for commercial investors to purchase and stabilize commercial real estate before moving to your permanent loan

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group is the premier lender for real estate investors in Colorado, Minnesota, and Wisconsin. With an extensive background in alternative financing sources, Pine Financial Group has the expertise to help you get your deal closed.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market.  Investor need to get more creative as deal flow slows.  If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?  We don’t make money educating clients.  We make money doing deals and are happy to educate and support our clients along the way.  Lets face it.  We succeed when you succeed.

Here are just some of the ways we can help you make money in this business:

Rehab Loans: We have private money available to help you with your next rehab project.  We are one of few lenders that actually has a steady flow of private money that we give our clients access to. We can loan you the money to purchase and repair your next project.

Acquisition Loans: We are the fastest in the business.  Need to close in 2 days?  No problem.  Our 90% Acquisition Loan helps our clients secure deals for a fraction of the typical hard money cost and in days not weeks or months.

Commercial Loans: Do you have a distressed commercial project that you need to stabilize?  Our creative lending techniques help our real estate investor clients secure commercial projects, stabilize them so they can refinance into a bank loan.  In the world of commercial real estate sometimes one value add real estate deal can change your life forever.  Don’t loose a deal because I bank wants it stabilized before they will lend on it.

Flash Cash Loans: This is the perfect loan for real estate wholesalers.  We are happy to loan you money for a day or two so you can close on a deal that you are reselling to another real estate investor.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group keeps a pulse on the bank lending money and has relationships with several local portfolio lenders that we can refer.

Education and Consultations: All consultations are free if we are working on a loan together. We also offer multiple networking opportunities and no cost classes and webinars. Visit our events page for more information.  Getting educated is the first step to your success!

We want to be on your team and help you be successful.

Contact us today to find out how we can help.

What Should I Invest In? An Answer from the Expert

Filed in Investment Secrets by on August 8, 2018 0 Comments
What Should I Invest In? An Answer from the Expert

Do you want to know what is going to give you the best return on your investment? A while back, I was asked to participate in a YouTube Live video with a close friend of mine. Matt is an extremely savvy business owner and financial coach. In the past, he would travel all over the […]

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How to Nail Your ARV Before You Buy: 5 Common Property Valuation Mistakes

Filed in Fix and Flip by on July 10, 2018 0 Comments
How to Nail Your ARV Before You Buy: 5 Common Property Valuation Mistakes

The biggest reason fix and flip investors lose money is they make mistakes estimating the after repaired value (ARV). Getting the value and the repair budget right, or at least close, is essential to your success. Analyzing numbers on a deal is easy, but coming up with the numbers to plug into your formula can […]

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Dodd Frank

Filed in Market Information by on June 13, 2018 0 Comments
Dodd Frank

I was taking a little brain break, as my daughter would say, when I saw this post on Facebook from a Realtor friend of mine. I thought this was great information and wanted to share. I will add my prospective at the end, but I wanted to leave what she wrote intact. Thank you, Lisa, […]

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Momentum

Filed in General, Investment Secrets by on May 11, 2018 0 Comments
Momentum

A Secret Weapon to Destroy Your Fear: I had such a good time delivering my motivational message to both the Denver and Minnesota Investor Success Summits in the fall, that I wanted to write a series of articles on what was discussed. The goal of the presentation was to help motivate and inspire investors to […]

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Focus Is What Creates Wealth

Filed in General by on April 11, 2018 0 Comments
Focus Is What Creates Wealth

A few months ago, I wrote about the two driving forces in every decision we make. Each decision you make is based on your attempt to avoid pain or pursue pleasure. In many areas of our lives, pain seems more intense and therefore, most of us base our decisions trying to avoid pain. Take someone […]

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