• Bridge Loans showing stack of money crossing a chasm

No down private money rehab loans to real estate investors to fix and flip or fix and hold

Borrow 90% of the purchase and close in days not weeks

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

A tool for commercial investors to purchase and stabilize commercial real estate before moving to your permanent loan

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group is the premier lender for real estate investors in Colorado, Minnesota, and Wisconsin. With an extensive background in alternative financing sources, Pine Financial Group has the expertise to help you get your deal closed.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market.  Investor need to get more creative as deal flow slows.  If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?  We don’t make money educating clients.  We make money doing deals and are happy to educate and support our clients along the way.  Lets face it.  We succeed when you succeed.

Here are just some of the ways we can help you make money in this business:

Rehab Loans: We have private money available to help you with your next rehab project.  We are one of few lenders that actually has a steady flow of private money that we give our clients access to. We can loan you the money to purchase and repair your next project.

Acquisition Loans: We are the fastest in the business.  Need to close in 2 days?  No problem.  Our 90% Acquisition Loan helps our clients secure deals for a fraction of the typical hard money cost and in days not weeks or months.

Commercial Loans: Do you have a distressed commercial project that you need to stabilize?  Our creative lending techniques help our real estate investor clients secure commercial projects, stabilize them so they can refinance into a bank loan.  In the world of commercial real estate sometimes one value add real estate deal can change your life forever.  Don’t loose a deal because I bank wants it stabilized before they will lend on it.

Flash Cash Loans: This is the perfect loan for real estate wholesalers.  We are happy to loan you money for a day or two so you can close on a deal that you are reselling to another real estate investor.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group keeps a pulse on the bank lending money and has relationships with several local portfolio lenders that we can refer.

Education and Consultations: All consultations are free if we are working on a loan together. We also offer multiple networking opportunities and no cost classes and webinars. Visit our events page for more information.  Getting educated is the first step to your success!

We want to be on your team and help you be successful.

Contact us today to find out how we can help.

Only 2%

Filed in Investment Secrets by on March 12, 2020 0 Comments
Only 2%

Last month Pine Financial Group hosted the 2020 Minnesota Real Estate Investor Success Summit, it was a great event and we had our best turn out to date at over 215 registered! I had the opportunity to emcee the event, which is always fun because deep down inside I think I am a stand-up comedian. […]

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REFINANCING PITFALLS WITH A FIX AND FLIP Keeping the Property When Your Flip Becomes A Flop

Filed in General by on February 13, 2020 0 Comments
REFINANCING PITFALLS WITH A  FIX AND FLIP Keeping the Property When Your  Flip Becomes A Flop

I was young and inexperienced, but I was convinced I was unstoppable. I had a lot of energy and motivation. The house was in Arvada, a northwestern suburb of Denver, and I purchased it for a killer price.  It was part of a package deal with another house I planned to keep as a rental. […]

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Filed in Event News by on February 11, 2020 0 Comments

Happy New Year!! How is your goal setting going? I really enjoy looking back on the year and analyzing how I did and what I will be doing to improve. I also enjoy the exercise of setting goals for the new year. It is so motivating!Pine Financial hit our team goals for the second year […]

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Personal Expectations – The Juggling Act Between High Performance and Happiness

Filed in General by on December 18, 2019 0 Comments
Personal Expectations – The Juggling Act Between High Performance and Happiness

“You expect too much,” my girlfriend tells me for the 2nd time in less than a week. We were not fighting, but she let me know that she felt that she had a hard time hitting my expectations, and that it was stressful. It was not making me happy either. I mentioned to her that […]

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Constant Improvement – A Hero’s Vital Trait

Filed in General by on November 11, 2019 0 Comments
Constant Improvement – A Hero’s Vital Trait

And there she is, saving the day again! She always turns the toughest situations into a winning situation. How does she do it? We all have someone we look up to. Our hero! I try hard everyday to be that for my kids, my friends, others that look up to me. To be a hero, […]

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