No down private money rehab loans to real estate investors to fix and flip or fix and hold

Borrow 90% of the purchase and close in days not weeks

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

A tool for commercial investors to purchase and stabilize commercial real estate before moving to your permanent loan

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group is the premier lender for real estate investors in Colorado, Minnesota, and Wisconsin. With an extensive background in alternative financing sources, Pine Financial Group has the expertise to help you get your deal closed.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market.  Investor need to get more creative as deal flow slows.  If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?  We don’t make money educating clients.  We make money doing deals and are happy to educate and support our clients along the way.  Lets face it.  We succeed when you succeed.

Here are just some of the ways we can help you make money in this business:

Rehab Loans: We have private money available to help you with your next rehab project.  We are one of few lenders that actually has a steady flow of private money that we give our clients access to. We can loan you the money to purchase and repair your next project.

Acquisition Loans: We are the fastest in the business.  Need to close in 2 days?  No problem.  Our 90% Acquisition Loan helps our clients secure deals for a fraction of the typical hard money cost and in days not weeks or months.

Commercial Loans: Do you have a distressed commercial project that you need to stabilize?  Our creative lending techniques help our real estate investor clients secure commercial projects, stabilize them so they can refinance into a bank loan.  In the world of commercial real estate sometimes one value add real estate deal can change your life forever.  Don’t loose a deal because I bank wants it stabilized before they will lend on it.

Flash Cash Loans: This is the perfect loan for real estate wholesalers.  We are happy to loan you money for a day or two so you can close on a deal that you are reselling to another real estate investor.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group keeps a pulse on the bank lending money and has relationships with several local portfolio lenders that we can refer.

Education and Consultations: All consultations are free if we are working on a loan together. We also offer multiple networking opportunities and no cost classes and webinars. Visit our events page for more information.  Getting educated is the first step to your success!

We want to be on your team and help you be successful.

Contact us today to find out how we can help.

The Single Member LLC – Should I Use One?

Filed in Fix and Flip, General by on November 7, 2018 0 Comments
The Single Member LLC – Should I Use One?

Correct use of entities in a real estate investing business is one of the most common mistakes I see investors making. A Single Member Limited Liability Company or SMLLC, being the most common. In the states we work, we are lucky to be afforded the opportunity to use SMLLCs because not all states allow them. […]

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Should You Invest In Retirement Accounts?

Filed in Investment Secrets by on October 9, 2018 0 Comments
Should You Invest In Retirement Accounts?

By Travis Sperr: I think of this frequently, “Where is money best invested for the future?” As a real estate investor, I often run the numbers to see how much cash-flow I need to live the way I deserve to in “retirement”. I use quotes around retirement, because I don’t plan to work into the […]

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Drive for Show, Putt for Dough: Why Smaller Moves Will Make You More Money

Filed in Fix and Flip, Investment Secrets by on September 11, 2018 0 Comments
Drive for Show, Putt for Dough: Why Smaller Moves Will Make You More Money

Last week I shot a 97. That was my best round yet. I started golfing about 3 years ago, and I am enjoying the challenge. I first took lessons to learn how to hold the club and make contact with the ball, which was surprisingly difficult. I remember that accidentally breaking a club in half […]

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Theme of The Super Wealthy: What the Upper Class Invests In

Filed in Investment Secrets by on September 5, 2018 0 Comments
Theme of The Super Wealthy: What the Upper Class Invests In

His father was a successful steamboat operator, yet his mother, Phebe, was forced to make her own money and take care of the kids.  She too was successful, but she made her money by loaning her money.  That secret was passed on to her son, Cornelius Vanderbilt.  Cornelius is the most well-known from a family […]

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What Should I Invest In? An Answer from the Expert

Filed in Investment Secrets by on August 8, 2018 0 Comments
What Should I Invest In? An Answer from the Expert

Do you want to know what is going to give you the best return on your investment? A while back, I was asked to participate in a YouTube Live video with a close friend of mine. Matt is an extremely savvy business owner and financial coach. In the past, he would travel all over the […]

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