No down private money rehab loans to real estate investors to fix and flip or fix and hold

Borrow 90% of the purchase and close in days not weeks

Our 45 Day Bridge Loan is a great tool for any real estate wholesaler or real estate investor in Colorado or Minnesota

A tool for commercial investors to purchase and stabilize commercial real estate before moving to your permanent loan

Financing Experts for your real estate investments

Real financing strategies for real estate investors that work in the REAL world.

Pine Financial Group is the premier lender for real estate investors in Colorado, Minnesota, and Wisconsin. With an extensive background in alternative financing sources, Pine Financial Group has the expertise to help you get your deal closed.

Let’s face it: as real estate investors we are faced with some unique challenges in today’s market. Financing is tougher and tougher to get and investors are getting squeezed out of the market.  Investor need to get more creative as deal flow slows.  If you want to make money in this business, you need to get your arms around the financing. Why go at it alone? Why not put a proven professional on your team?  We don’t make money educating clients.  We make money doing deals and are happy to educate and support our clients along the way.  Lets face it.  We succeed when you succeed.

Here are just some of the ways we can help you make money in this business:

Rehab Loans: We have private money available to help you with your next rehab project.  We are one of few lenders that actually has a steady flow of private money that we give our clients access to. We can loan you the money to purchase and repair your next project.

Acquisition Loans: We are the fastest in the business.  Need to close in 2 days?  No problem.  Our 90% Acquisition Loan helps our clients secure deals for a fraction of the typical hard money cost and in days not weeks or months.

Commercial Loans: Do you have a distressed commercial project that you need to stabilize?  Our creative lending techniques help our real estate investor clients secure commercial projects, stabilize them so they can refinance into a bank loan.  In the world of commercial real estate sometimes one value add real estate deal can change your life forever.  Don’t loose a deal because I bank wants it stabilized before they will lend on it.

Flash Cash Loans: This is the perfect loan for real estate wholesalers.  We are happy to loan you money for a day or two so you can close on a deal that you are reselling to another real estate investor.

IRA Loans: Did you know you can make loans or buy property in your IRA and never pay taxes on the gains? Did you know you can actually finance properties that you buy in your IRA? It is required that these loans be non recourse, meaning you cannot be personally liable. For this reason it is a very difficult loan to find. We offer a non-recourse IRA loan to fix and flip properties in your IRA.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio. Because these loans do not get sold, they do not fall under the Fannie/Freddie guidelines. Ever wonder how someone can own more than 4 properties? These lenders also do loans in a business name (never shows up on your personal credit report), they can do several properties in one loan (known as a blanket loan), and they can finance an unlimited number of properties. Pine Financial Group keeps a pulse on the bank lending money and has relationships with several local portfolio lenders that we can refer.

Education and Consultations: All consultations are free if we are working on a loan together. We also offer multiple networking opportunities and no cost classes and webinars. Visit our events page for more information.  Getting educated is the first step to your success!

We want to be on your team and help you be successful.

Contact us today to find out how we can help.

Improving Seller Calls

Filed in Investment Secrets by on July 11, 2019 0 Comments
Improving Seller Calls

It was a fall Sunday morning before a Denver Bronco game. I was playing fantasy football and desperately wanted to watch the pregame shows to make the best decisions for my fantasy team. There were bragging rights on the line after all, but instead of going to the remote, I went for my phone. I […]

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Debt vs. Equity

Filed in Fix and Flip, Investment Secrets by on June 12, 2019 0 Comments
Debt vs. Equity

Strategies to fund your next real estate purchase: As a hard money lender, I get calls daily from real estate investors wanting help funding their next project. Many of them are so focused on one way to do it, they sometimes miss opportunities to make money. It was a few months ago I spoke with […]

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A Perfect Disaster

Filed in General, Investment Secrets by on May 13, 2019 0 Comments
A Perfect Disaster

Why trying to be perfect is a great way to fail – and how to avoid it.   The best is the enemy of success! What I mean by this is so many of us are so focused on the best that we take very little action towards our success. We are focused on the […]

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Alligator Skin: The Sure-Fire Way to Self-Improvement

Filed in General by on April 17, 2019 0 Comments
Alligator Skin: The Sure-Fire Way to Self-Improvement

I was holding my new born daughter, Maddie, on a spring night in 2008. The house was quiet, and I left her room dark as I soothed her back to sleep. I was exhausted but I did not want to let her go. I was in the middle of the hardest time in my life […]

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FINANCIAL DEFENSE The True Path to Wealth

Filed in Investment Secrets by on April 12, 2019 0 Comments
FINANCIAL DEFENSE The True Path to Wealth

“Congratulations! You play fantastic offense” This was said sarcastically by Thomas J Stanley in his famous book, The Millionaire Next Door. I have not read or listened to this book in more than eight years, but I still remember this phrase. That one, and the millionaire saying, “I drink two types or beer. Budweiser and […]

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